Welcome to issue 3 of Seed Analytics Advisor Connect!
You’re receiving this because you signed up for the Seed Analytics newsletter a while back. And we have a brand-new weekly format we know you will love — just look at the juicy content we put together for you…
This week in Seed Analytics Advisor Connect:
Upcoming events & chances to earn CPD points.
How to reframe client conversations for growth.
Team building and connection in the Klein Karoo.
New opportunities & jobs for you to explore.
Insurance consolidation & SA pension grades.
Use this prompt for client engagement on LinkedIn.
Take Note
Financial Planning Summit — Online 23 Oct, 09:00 — Explore future models in advice & wealth management. Free virtual event, earn CPD points. Register here.
FPI Professionals Convention — JHB 3–4 Nov — SA’s flagship CPD event for planners. From R3'355 virtual / R6'540 in person, earn CPD points. Book here.
Low Inflation, High Opportunity: Now’s the Time to Reframe Client Conversations
South Africa’s latest CPI shows inflation holding steady below the SARB’s midpoint. Here’s what it means — and how advisors can use it to strengthen client conversations
The latest Consumer Price Index (CPI) data dropped yesterday, and prices in South Africa rose 3.4% year-on-year in September, up just a touch from 3.3% in August. Month-to-month, the CPI climbed a modest 0.2%, confirming that inflation is stable and subdued.
What’s driving lower-than-expected inflation
Food prices eased to 4.3% year-on-year, while fuel and transport costs edged higher due to rising oil prices. Housing and utilities remained flat. Core inflation (which strips out volatile items like food and fuel) stayed steady at 4.2%, suggesting price pressures remain contained.
The big opportunity
Inflation is now comfortably below the South African Reserve Bank’s (SARB) midpoint target of 4.5%. That means real investment returns are holding up, giving advisors a moment to reassure clients that their portfolios are still outpacing the cost of living.
It also opens the door to a potential interest-rate cut cycle: analysts say the SARB could begin easing the repo rate further if inflation remains anchored near 3%. That would support household spending and business activity, while shifting the dynamics for fixed-income assets and savings returns.
Note: Rate cuts are never a given, though, as SARB remains mindful of global uncertainties and weak growth.
What advisors should be doing now
When inflation is low and stable, clients’ attention turns to growth. This is the ideal time to:
Reframe portfolio discussions around real returns: are clients still beating inflation after fees and tax?
Use this data in monthly reports and dashboards to give clients context for their performance.
Prepare for possible rate cuts by exploring how lower interest rates can affect portfolios: good news for borrowers and growth assets, but a potential drag on cash-heavy or income-focused portfolios.
Great data can help you do this easily…
For example, Seed Analytics’ Wealthstack can help you tie inflation data directly to clients’ goals, while Portfolio Statements can deliver branded, CPI-contextualised updates that show your clients where they stand in real terms, and why staying the course matters.
Join the conversation…
Do you always have enough visually appealing data sets for client conversations?
Trade the Boardroom for the Klein Karoo
After a year of managing clients and data, it’s time to switch gears.
Join the Seed Analytics team at Comotion in the Klein Karoo, a relaxed two-day MTB event at Leeuwenboschfontein Guest Farm near Montagu, 12–14 December 2025. Stunning routes, good company, no pressure: just fun on the bike.
Through our Corporate Team Package, you and three colleagues can enjoy luxury tents, catered meals, massages, and the full Klein Karoo experience.
We can’t wait to explore the Karoo with you.
Featured Section
New wealth and fin advisory career opportunities in SA
Financial Planner (JHB) @ Envestpro
Investment Service Consultant (CPT) @ Allan Gray
Financial Adviser (Robertson) @ Discovery Limited
Innovation Director (CPT) @ DG Murray Trust
Client Relationship Manager (CPT) @ Stonehage Fleming
Salaried Lifestyle Financial Planner (DBN) @ Fairbairn Consult
In Case You Missed It…
Industry Roundup
Insurance Giants Merge Paths. Consolidation deepens as Hollard, Assupol and Sanlam lead new M&A rounds, while AI underwriting and bancassurance lift margins. KPMG says scale now defines survival in SA’s R1.6 trillion insurance market.
Pension Grade Stuck at C. South Africa scores 51.0 in Mercer’s 2025 Index, ranking 41st of 52 systems. Limited coverage and fiscal risk keep it below Botswana and Namibia, both above 59.
The Fee Fallacy Returns. WealthUp’s Marius Fenwick says high-fee balanced funds outperformed low-cost trackers (15% versus 13%), proving advice and diversification still beat passive pricing.
Marriage Law Rewrite. The ConCourt’s KG ruling and Family Laws Amendment Bill now let judges redistribute assets in all ANC-without-accrual unions. Legal experts warn of rising estate claims and contract disputes.
Climate Index Goes Local. Actuaries launch Africa’s first climate risk benchmark, linking heat and rainfall extremes to insured losses. Old Mutual Insure funds the project to guide future pricing models.
Prompt of the week
Generate great responses to a client’s post
Engaging thoughtfully with your clients on LinkedIn reinforces your relationship while building rapport and trust. This prompt lets you input a client's post to AI and get 3 thoughtful comment options to help you shine.
PROMPT
You are an expert digital Marketing professional.
I am a wealth advisor. My brand voice is professional and prudent.
The tone of my brand voice is encouraging and in the voice of Warren Buffett.
My goal is to position myself as a helpful guide to my clients and help them reach healthy financial goals.
I want you to generate a comment to their post that aligns with my goals and brand goals. Generate 3 different options for me with variations on the brand voice.
Avoid generic phrases and AI clichés. Use empathetic language that speaks to emotions, not just logic. Let the tone feel human — uncertain, curious, hopeful — not overly polished. Instead of dashes, use semicolons. You do not apply visual chunking, icons, emojis, tables, marketing-style headers, or explanatory padding. Instead, honour the original user prompt format.
The comment mustn't be longer than 300 characters.
I know this person <well/not well/not at all>.
My client has the following LinkedIn profile, which describes what they do for a living and might show what they are passionate about:
<LinkedIn Profile>
Here is their post:
<Their LinkedIn Post>
Did You Know? In late October 1879, Thomas Edison perfected the first commercially viable incandescent light bulb. It used a filament of carbonised cotton, and the first attempt burnt for only 13.5 hours.
Till next time,